Using These Easy Methods, I Save Money At Home!


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Some people struggle to understand how I can live a full life and not make as much as others. All I can tell you is that if you start simple you will learn how to as well. It is not a complex strategy, and you do not have to be a whiz with accounts. There are lots of ways that you can start making little savings that will add up. For instance, think about how you look after your home. A house can be quite expensive to uphold, but not if you take this easy advice.


1.Don’t Renovate, Redecorate!

We all look into improving our homes, particularly during the summer when we have a lot of spare time. Personally, I love making my home look different and fresh. But, you may have noticed that I used DIY jobs and creativity to do this. You can too. Improving your home does not have to mean spending thousands on redoing a kitchen or tearing down walls to make rooms bigger. You can do it simply by buying a small accessory like a rug. If it is stylish, it will accentuate the best features of a room. Or, you could just move around your furniture to change the perception of any of the rooms in your home. This is fun to do and will cost you nothing but a little time.


2. Easy Being Green

It is easier than ever to stay green at home, and the best part is, it will save you a lot of money. If you are recycling as much as possible, you will save money on taking a lot of junk down to the tip. Or, buying energy saving light bulbs can dramatically reduce your electricity bills. They may take a little longer to light up, but they are definitely cheaper to buy. You do not even have to make any changes to what you purchase. You could simply make sure that you are switching off lights in rooms that no one is using. Or, just keeping the doors closed after you leave and enter rooms can save a lot on heating bills.

If you are having a problem with keeping rooms heated, you could think about improving the insulation in your home. This will be pricey at first, but the payoff will be worth it because you will reduce the cost of heating your home.


3. DIY Repairs

When something went wrong at home, I immediately used to contact a repairman. But, now I have found a better way to deal with these issues. I head for Google and search for DIY repairs online. There are a number of different blogs that can tell you how to repair problems in your home without paying for an expert.

Of course, sometimes you need a professional but you can still save cash. An air conditioning unit is hard to fix, however rather than find the first repairman in the phone book, do some research online. You will find repair companies online owned by experts with prices for services to match your budget. See for an example of such a company.


These are just three examples of how you can save money at home. But if you start researching, you will find lots of ways you can live well and save money in every aspect of your life.



Staying On Top Of Your Bills Doesn’t Have To Be Difficult

We all know that staying on top of the bills can be tricky, especially when money is a little tight. However, if you don’t want to end up in a financial mess, it’s crucial that you ensure that you stay on top of your finances.

With so many bills to pay, sometimes there just isn’t enough funds to go around, am I right? If that is the case, try not to worry, there are lots of things you can do to make your money go further. Staying on top of your bills can be a worry when there just isn’t enough money, but try not to panic. Believe it or not, there is always a way out of financial problems


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To help you stay on top of your bills, we have put together some tips that you may find useful. To find out more, keep reading below:

Know your monthly outgoings

The most important thing that you can do to ensure that you stay on top of your bills is know your monthly outgoings. Once you know what your monthly spendings are, you will find it much easier to manage your money.

Create a list of your monthly household income and then write down all of your monthly outgoings. This should include everything from mortgage payments and property tax payments to the cost of groceries and gas.


Assess your debts

The next thing you need to do is work out what debts you have so that you can then start paying them off. Create a list of any outstanding debts that you may have, add them all up and work out a total.

Once you have worked out what you owe to each company, you can then start to get on top of each bill. You will find it much easier keeping on top of things once you know exactly, how much you owe.


Create a budget

If your household earnings just aren’t going far enough and each month some of the bills are being missed out, you need to change that. The best way to go about that is by creating a budget for your spending and identifying areas where you could save money.

Use your list of monthly outgoings to identify areas where you could save money – this is easier than it sounds. Look at things like grocery costs and come up with ways that will allow you to save a little bit of money. For instance, perhaps you could start shopping for groceries at discount stores to save money.


Get a loan

If, even with budgeting, you don’t have enough money spare each month to get on top of your bills and debts, consider getting a loan. You might think that getting a loan is counter-productive but, sometimes getting a loan is the best option. This is because it will allow you to get on top of your bills and debts, and you will then be able to pay the loan off slowly.

When it comes to choosing the right type of loan, there are various options available. From payday loans to longer term loans, so make sure that you choose wisely. If there is a bill that you are struggling with, such as property tax, there are specialist loans you could consider getting. When it comes to getting a loan to pay off your property taxes, you’re best to opt for one of the Reliance property tax loans. This is because these are specifically made for property tax debts.


Create a bills list

Once you have worked out how you will pay each bill and debt each month, create a list of bills and the date that each one needs to be paid. That way you will find it much easier to keep on top of your bills, and shouldn’t miss a payment.

If you are forgetful, you could always set reminders on your smartphone for each bill that needs paying off. This should make it easier for you to keep track of everything and stay on top of your bills.


While staying on top of your bills can be difficult if you are well organized, it doesn’t have to be. Simply by following the tips in this guide, you can make it easier to stay on top of your bills.

Want To Know How I Make My Money Go Further? Read This!

This is a guest post especially for LLandLoL readers.  While I didn’t write this; I use some of these tactics myself!

For many people, including myself, stretching money is something of an art form! We all wish that we could be millionaires, spending our time jetting off to exotic locations. In the real world, most of us have to work for a living.

With the rising cost of living, it seems to be getting harder to make your money go further these days. If that sounds like a familiar situation, don’t worry because you are not alone.

Today I am going to share with you some of the weird and wonderful ways that I make my money go further. I tend to use a variety of ways, just like how a gambler doesn’t bet all their money on one horse! By the way – I’m not going to suggest betting to make some cash! Check out my amazing tips below:


Image obtained from Pixabay


I don’t buy all my groceries from one store

If you’re anything like me, you love consuming branded foods and drinks. I’ve tried store-brand items in the past, and, to me, they just don’t seem as good. The only trouble with buying branded products is they cost more.

The good news is there are many ways to get those items at cheaper prices. Perhaps the most common way to achieve that goal is to shop at several different grocery stores. They often have promotions on branded items, so you can buy in bulk and save lots of money!


I let service providers battle for my custom

Things like insurance, cable TV, electricity, and water can get provided from different vendors. Some people stick with the same providers for years because they feel the need to have a sense of loyalty.

Let me tell you something: there is no such thing as loyalty in the business world! As a consumer, it’s your job to get what you want for the best possible price. Each year, I review my spending on services and utilities. I then check out which companies offer the best prices. And then I switch; it’s as simple as that!


Image obtained from Flickr

I invest some of my spare cash

I’m not someone with hundreds spare each month. But, when I do have some extra money, I like to invest it in some way. For example, I might lend some cash to people using peer-to-peer sites like Lending Club. Or I might go to the ACM Gold website and do some foreign exchange trading.

It’s always worth being savvy with your money. You’ll never know when you need access to a rainy-day fund!


I offer tutoring services

In my spare time, one of the ways I like to make some extra pocket money is by offering tuition services. You might not think it, but you can do this too! You could teach people about your specialist subject face-to-face or over the Internet.

In return, you get paid for your time. It’s one of the few things in life where you can make money for little outlay.

I hope you’ve enjoyed today’s post. Let me know what you decide to do!

Home School Preschool Roundup

Ideas and resources for home school preschool

This is list is perfect for homeschooling or just preparing your young ones for traditional school.  If you aren’t sure if your child is ready for preschool check out this post on my struggle to make the same decision.

Big Preschool Workbook

Big Preschool Workbook

Big Preschool WorkbookHelp your preschooler get ready for reading writing and numbers …

Comprehensive Curriculum of Basic Skills, Grade P

Comprehensive Curriculum of Basic Skills, Grade P

Designed by experts in education this comprehensive best-selling workbook features vivid and full-color illustrations to guide preschool children step-by-step through a variety of engaging and developmentally appropriate activities …

Preschool Scholar: Ages 3-5

Preschool Scholar: Ages 3-5

Zoo themed 64-page workbook …

Teaching Preschool: A Homeschooling Guide

Teaching Preschool: A Homeschooling Guide

This easy to read booklet provides the basic outline for scheduling your preschooler s day in your homeschool …

Educational Insights Shapes Bean Bags

Educational Insights Shapes Bean Bags

Educational Insights Shapes Bean Bags …

Brain Quest Workbook: Pre-K

Brain Quest Workbook: Pre-K

Jam-packed with hundreds of curriculum-based activities exercises and games in every subject Brain Quest Workbook Pre-K reinforces what kids are learning in the classroom …

101 Tips for Preschool at Home: Minimize Your Homeschool Stress By Starting Right (How to Homeschool)

101 Tips for Preschool at Home: Minimize Your Homeschool Stress By Starting Right (How to Homeschool)

Yes you can homeschool your child through the preschool years …

Preschool Practice Scissor Skills (Ages 3-5)

Preschool Practice Scissor Skills (Ages 3-5)

School Zone Little Hand Helper Workbooks provide a fun-filled introduction to important readiness skills …

Preschool Science

Preschool Science

Build background knowledge teach beginning science concepts and have fun at the same time This handy resource is chockful of creative ideas for exploring 3 important strands of the early childhood science curriculum Weather the Ocean and Gardens …

Home Learning Year by Year: How to Design a Homeschool Curriculum from Preschool Through High School

Home Learning Year by Year: How to Design a Homeschool Curriculum from Preschool Through High School

Finally homeschoolers have a comprehensive guide to designing a homeschool curriculum from one of the country s foremost homeschooling experts …

The Preschool Journey

The Preschool Journey

The Preschool Journey is a hands-on preschool curriculum to help parents prepare their child for kindergarten …

What Your Preschooler Needs to Know: Get Ready for Kindergarten (Core Knowledge Series)

What Your Preschooler Needs to Know: Get Ready for Kindergarten (Core Knowledge Series)

Give your child a smart start with What Your Preschooler Needs to Know Designed for parents to enjoy with children filled with opportunities for reading aloud and fostering curiosity this beautifully illustrated anthology offers preschoolers the fundamentals they need to prepare for a happy productive time in school and for the rest of their lives …

Rod and Staff Homeschool Preschool Activity Workbooks- Set of 4 (for 3 & 4 Year Old Children)

Rod and Staff Homeschool Preschool Activity Workbooks- Set of 4 (for 3 & 4 Year Old Children)

Set of four Rod and Staff preschool activity books ideal for homeschooling or supplemental work …

Teaching Montessori in the Home: Pre-School Years: The Pre-School Years

Teaching Montessori in the Home: Pre-School Years: The Pre-School Years

Claim quality togetherness with your child and fully enjoy the sensitive and formative years from two to five by adopting proven teaching techniques in your own home …

Ready for School Kindergarten Preschool Readiness Preparation Bundle Five Items: One Alphabet Workbook, One Numbers Workbook, One Writing Tablet, One 2pk Ticonderoga Beginner Pencils, One set of Color/Shape Flash Cards

Ready for School Kindergarten Preschool Readiness Preparation Bundle Five Items: One Alphabet Workbook, One Numbers Workbook, One Writing Tablet, One 2pk Ticonderoga Beginner Pencils, One set of Color/Shape Flash Cards

Bendon Alphabet and Numbers learning workbooks helps you to learn how to write each uppercase and lowercase letters and numbers has activities throughout the book to learn how to use the letters and numbers …

Teach Me to Do It Myself: Montessori Activities for You and Your Child

Teach Me to Do It Myself: Montessori Activities for You and Your Child

Based on the key Montessori principle that children learn best through active experience Teach Me to Do It Myself presents simple activities through which children explore and develop their skills …

Preschool: At What Cost?

Preschool: At What Cost?

What preschool do you go to the doctor asked our three-year-old granddaughter who was perplexed by the question …

Alpha Omega Horizons Preschool Complete Multimedia Set AOP

Alpha Omega Horizons Preschool Complete Multimedia Set AOP

Perfectly complimenting the Preschool Curriculum Set the Multimedia Set contains videos CDs and CD-ROMs that coordinate with lesson themes …

Help Your Preschooler Build a Better Brain: Early Learning Activities for 2-6 Year Old Children

Help Your Preschooler Build a Better Brain: Early Learning Activities for 2-6 Year Old Children

If an expensive preschool is not an option create one at home Written by an experienced Montessori Teacher this unique guide has years of fun activities and the information you need to help your child develop strong brain architecture a positive self-image and advanced skills in math reading and writing a perfect preparation for success in school …

Summer Treats With No Guilt


Your favorite ice cream flavors are now available from tcby  as a frozen yogurt and you can pick them up at your local grocery store.  That means you can indulge with half the fat!

I know I am not the only who breaks out the carton of ice cream after a long day (and once the kids go to bed)…right??! Now I can grab a carton of tcby Frozen Yogurt and eat more have no regrets about indulging in a sweet treat.  The summers in Arizona are HOT and frozen treats are by far the best kind.  My kiddos enjoy these, too, when I am willing to share…I can’t be the only one who hides the good stuff from their children, right?! I am kidding, of course. Kind of.

TCBY Frozen Yogurt Has 1/2 the Fat of Regular Ice Cream

There are 8 new flavors to try and  you can #GetTheScoop on the website.  You can request a free carton and get a coupon, too!

Mint Chocolate Chip- A cool, arctic wind meets a hailstorm of dark chocolate chips. This is the refreshing result of their union.

Classic Vanilla Bean- 100% vanilla. 0% boring. Sweet, creamy and dotted with crushed vanilla beans, this classic is simply perfect.

Double Chocolate Chunk- Decadent pieces of solid chocolate wrapped in—you guessed it– velvety chocolate. Because the only thing better than chocolate is more of it!

Extreme Cookies ‘n Cream- Extra creamy vanilla. Cream-filled chocolate cookie chunks. Major deliciousness in every bite. Might as well grab an extra spoon!

Chocolate Chip Cookie Dough- Bite size pieces of your favorite dough surrounded by creamy vanilla yogurt. Feel free to lick the spoon!

Chocolate Moose Tracks- The search is over! Enjoy the bounty of our rich and famous chocolate frozen yogurt covered with peanut butter cups and Famous Moose Tracks.®

Sea Salt Caramel Swirl- A hint of sea salt, waves of rich caramel, and oceans of flavor. Jump in!

English Toffee Crunch- The perfect blend of creamy and crunchy, with ribbons of chocolate covered butterscotch candy decadence. No accent required.

Don’t they all sound amazing!?  I picked up Extreme Cookies ‘n Cream and it was everything I dreamed of and more.  You truly do not miss the extra fat.  This frozen yogurt was creamy and oh-so-yummy.

Guilt Free Frozen Treat


Want to try some for yourself?  What flavor would YOU pick? Enter below for your change to win 3 Free Months of tcby Frozen Yogurt (6 cartons; a $30 value).

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20 Backpacks Under $20

20 Backpacks Under $20

* Amazon prices are subject to change

Striped Barrel  Backpack- Pink (Multi Color Choices)

Inside Out

Minnie Mouse

Patterns Hearts and Flowers (Multiple Colors)

Frozen with Lunchbox

Dora Backpack

Butterfly’s Flowers and Sequins

Disney Princess 3D

Plush Owl

Plaid Pattern

Princess Sofia with Lunchbox

Paw Patrol

Hello Kitty

My Little Pony

Glitter Hearts and Lunchbox

Pink or Blue Poka Dot

Plaid Butterfly

Strawberry Shortcake with Lunchbox

Cinderella with Lunchbox

Care Bears Plush


Fantastic Tips For Not Stressing About Debt

If you are in debt, the chances are that it’s taking a toll on your personal health and happiness. Did you know that worrying about debt can lead to problems for both your mental and physical health? Scary stuff, isn’t it?

If you are in debt, until your clear those debts, the stress associated with them won’t go away. While plenty of things in life stress us out, these problems eventually go away, whereas debt doesn’t.


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Our minds have been made to be able to deal with big stresses, like a family death, but aren’t great with long-term stress. Research has shown, that people who are under long-term stress get ill more often and are more prone to mental illnesses.

Debt may be scary and stressful, but there are plenty of ways you can make it more manageable. To help you reduce the amount of stress that your debt is causing you, here are a few handy tips and ideas:


Get organized with your debt

Although getting your debt organized might take some time, once it’s sorted, you will feel better. The most stressful part of debt is not knowing how to deal with it, once you take the steps to get it sorted, you will feel less stressed out.

You might find it helpful to contact a debt advice service so that you can discuss your debts and get some advice. Debt advice services are great as they can help you to work out the best way to manage your debts and keep on top of the repayments.

For instance, they might say to visit or another debt help site. Or, they may be able to put you in touch with someone who specializes in the type of debt that you are in.


Realize that money isn’t important

Yes, being in debt sucks, but having money isn’t the be all and end all of life. There is so much more to life than money, but you won’t see that unless you stop worrying about it.

Try to understand that things like your family and friends are what are important, and money has nothing on them. If you can gain an understanding of the importance of money, you will feel a lot less stressed out.


Find ways to destress

Spend some time working out the best ways to destress when you are feeling stressed out. Everyone has different ways of de-stressing, so spend some time working out what works for you.

While some people find that running is a great way to reduce their stress levels, others find yoga to be an ideal way to de-stress. Some people find that having a bubble bath is a great way to reduce stress, while others find calming music helpful. We all have different ways of de-stressing, it’s about working out what works for you.

Being in debt can be worrying and stressful, but it’s important not to get too stressed out. Being stressed out can cause mental and physical health problems, so it’s important that you learn how to manage.


Mini Peach Cakes

Fresh Peach Mini Cakes

One of my husband’s favorite desserts is a large cake I make with tons of melted butter, fresh fruits and a yummy (but not too sweet) batter.  His favorite parts are the edge pieces.  I decided to attempt to make his favorite dessert into personal sized, mini cakes.  I had fresh peaches from my grandma’s trees and they were perfect for this recipe!

Peach Cake Ingredients

You Will Need:

3 Fresh Peaches (diced)

1 Cup Sugar

1 Cup Flour

3 Tablespoons Baking Powder

1 Stick Butter (melted)

1/4 Cup Milk

1 Teaspoon Salt

Preheat the oven to 350.

Peach Mini Cake

In a large bowl, mix flour, sugar, baking powder and salt until well blended.  In a separate bowl, mix the melted butter (cooled) and milk.  Add the wet ingredients to the dry until well incorporated.  Using a greased muffin or cupcake tin fill each well 3/4’s of the way full with the batter, top with fresh peach pieces.

Bake cakes for 13-16 minutes.  Enjoy alone of with a scoop of ice cream!Fresh Peach Mini Cake

Why I’m Thinking About New Ideas For A Family Room

This is a guest post for LLandLoL- but I definitely know the feeling!

I love my family and their friends dearly, but my poor home has seen its share of wear and tear. I know kids will be kids, so I’m starting to come around to the idea of providing a less formal family room for us all to hang out in. I’ve been looking around for some inspiration, and I’ve popped some of those things in this article. What I really want is something the kids and adults will all love enough to take a bit of care with!

Toys are my biggest problem. If we’re not building things for the kids to play with, we’re buying them multipiece sets. The pieces seem to spread throughout the house. Playrooms are great if the kids will keep the mess in there, but they want to be with us in the living area. I’ve been looking into storage for some of the toys. That way I can circulate what gets put in there, and it will be easy to pop it all away.

I’m quite keen to try out a cupboard style storage system so I can shut the doors on the mess when I’ve tidied. But I think hanging storage and hammocks are a bit more fun for the kids. They can pop things in and out easily, and they look a bit more fun than a cupboard. If I have some for the playroom too, I can quite easily swap them out, or pack them in themes.

My sofas have been bounced on and had more food crummies on them than most. Moving them for vacuuming has caused plenty of aches and pains too. When I was looking for something lighter, I found these foam seats at This type of seat looks like great fun, and the kids will love lounging all over something like this.

When it comes to decorating, the kids really drive me mad. I hate that my beautifully painted walls only last a few hours before the first stain or mark appears. Some manufacturers are producing more hardy paints these days that are safe even in the baby’s room. They are so tough you can wipe them clean without the paint coming away. I love this idea. I had thought about getting the ‘chalkboard’ paint I’ve heard about. But for me I would be afraid the kids wouldn’t restrict their wall art efforts to just one wall.

Of course, no family room would be complete without a smart TV. I’ve looked at a few models because I’m worried that something better will come out. A future-proof TV may be tricky to find. As things move toward 4K, I’m wondering if I should leap and make the investment now.

newlivingroom is the source of this image


This is probably something to sit and think about as they are quite expensive at the moment. For now, a budget set that can be wall mounted so I can free up some floor space sounds quite appealing.

I love spending time with my family. When we’re at home, it’s nice just to sit and relax. Sometimes we’re talking and sometimes we’re playing and watching TV. Here’s hoping I can create the perfect family room to enjoy.


Incredible Methods to Make Your Bathroom Look Brand Spanking New

When it comes to home improvements, it’s so easy to forget about the bathroom. Just because it’s small doesn’t make it insignificant. You need to put the effort in to make the room as great as possible. If you can have a fantastic looking bathroom that comes across as shiny and new, it will complement the rest of the home. Here is a list of some of the best things you can do to get your bathroom looking this way.

Improve the Lighting

When it comes to making the bathroom look nice and new one of the best things to do is improve the lighting. Because bathrooms tend to be small and compact, they can come across as gloomy and claustrophobic. To fix this problem, you need to work on improving the lighting in the room. You can do this by getting more powerful bulbs. But also by trying to increase the size of the window. Letting as much natural light as possible in will help make the room appear larger. Mirrors are also a great way to increase and improve the amount of light in the room.

Clean it Thoroughly

A big part of helping your bathroom look shiny and new is to make sure it’s cleaned thoroughly. Now, this means the usual spray and wipe clean. But it also means getting down and dirty with tile & grout cleaning. These are areas that often don’t get seen to, and they can leave the room looking dirty and unhygienic. Now, you might not feel like you have the skills or equipment to do a proper job of this yourself. So, in this instance it would be worth bringing in some experts to help you.

Get Rid of the Bath Tub

One area a lot of people go wrong with is keeping a bathtub in their bathroom. Baths often look dull and dirty, and the newer ones take up a great deal of space. They’re not practical or functional enough for your bathroom. So, get rid of the bathtub; don’t even bother with it. Instead, think about going for a walk in shower. These are economical, and they look really cool. If you have the space, think about going for a wet room.

Go for a Modern Sink or Toilet

Some of the most old-fashioned looking areas of the bathroom can be the toilet and the sink. These are very noticeable if they look old and unappealing. They will stick out like a sore thumb and will draw the eye to them. So, to fix this problem you should consider getting a modern sink or toilet basin as a replacement. Having something sleek and trendy can make the room look much newer than it is.


Image Source

The bathroom is so often ignored by people when it comes to home maintenance. It’s a pity because often the bathroom can complement the rest of the home nicely. Also, having a dull and ugly bathroom can put a dampener on the rest of the house. So you’ve got to take the time to make sure your bathroom gets the attention it deserves.


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